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asset limit. Starting January 1, 2024, assets will no longer be counted. Persons on these Medi-Cal programs will be
able to save money for an emergency, for retirement, for a down payment on a car, or for any needs a person may
have in excess of the current asset limit.
Q: Is there anything Medi-Cal enrollees need to do?
If someone has Medi-Cal benets now, they do not need to take any action. e asset limit will automatically
increase to $130,000 on July 1, 2022. If a person does not have Medi-Cal benets now because they are over the
current asset limits, they may apply after July 1, 2022, if their assets will be below $130,000 as a single person.
Until January 2024 when the asset limit is eliminated completely, Medi-Cal beneciaries must still comply with
the redetermination process and submit proof of their assets to demonstrate that their assets are below $130,000.
e current rules on countable and exempt assets will continue to apply until elimination. A person’s combined,
countable assets, must be below $130,000 to qualify for Medi-Cal coverage after July 1, 2022.
Q: What if an application for Medi-Cal was previously denied because of assets?
If Medi-Cal benets were denied anytime between January to May 2022 because the person did not meet the
current asset limit of $2,000 for an individual and $3,000 for a couple, they may re-apply for Medi-Cal and submit
bank statements or other documents that demonstrate they are below the new asset limit of $130,000 after July 1,
2022. is group will get a notice in July notifying them of the new asset limits and encouraging them to re-apply.
If Medi-Cal benets were denied in June 2022 because the person did not meet the current asset limit, the county
will automatically re-evaluate the case for benets beginning July 1st. is group will also receive a notice of the
changes and a determination of eligibility after July 1st.
Q: What if I have Supplemental Security Income (SSI) linked Medi-Cal? What if I
have CalFresh benets?
e asset limit changes only apply to Medi-Cal programs. e change to Medi-Cal asset rules do not change cash
assistance rules or other public benet programs such as CalFresh. is means that individuals receiving SSI or other
cash assistance will have to meet the lower asset limit for these programs.
Q: What about deemed SSI groups?
Deemed SSI groups, include Pickle, Disabled Adult Child(ren) (DAC) and Disabled Widow(ers) (DWW) receive
Medi-Cal directly and not through linkage from another public benet, such as SSI. e increased Medi-Cal asset
limit and eventual asset test elimination applies to these groups.
Q: What counts as an asset today?
Today, assets that are counted include cash, money in a banking account, more than one vehicle, or a home or
land that the person does not live in. A home is exempt as an asset if the Medi-Cal applicant or recipient lives in
the home. Other assets that are not counted include one vehicle or personal item, such as a television, or other
household items.
ese rules will continue under the asset limit increase in July 2022. After January 2024, the ownership of a home,
more than one vehicle, or the amount of money and savings in a banking account, will not be taken into account for
Medi-Cal benets.