Wire transfer quick reference guide for customers

To initiate a voice activated wire you must be set up for this

service. Please see your Wells Fargo representative for details.

To initiate your wire please call Wells Fargo Wire Transfer

Services toll free at 1-888-384-8400.

Press 1:

· to initiate a wire transfer

· to initiate a wire transfer investigation

· to initiate a same day repetitive wire transfer in

U.S. Dollars only*

Press 2:

· to initiate all foreign currency wires*

· to initiate a repetitive wire with additional information*

· to initiate any other type of wire*

· to reach wire investigations*

· to inquire on wire status

Press 3:

· for wire instructions from a ﬁnancial institution within

the United States

Press 4:

· for wire instructions from a ﬁnancial institution from

outside the United States

Press 5:

· for wire approval

Press 0:

· to speak with an agent

* Only available before 4:30 p.m. CT

Department hours — Monday – Friday

Same-day wire initiation hours 7:00 a.m. to 4:30 p.m. CT*

Wire transfer between two

Wells Fargo accounts 7:00 a.m. to 7:00 p.m. CT*

Future dated wire initiation hours 7:00 a.m. to 7:00 p.m. CT*

Customer service hours 7:00 a.m. to 8:00 p.m. CT*

Spanish language hours 7:00 a.m. to 7:00 p.m. CT*

* (Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/

–2hours Paciﬁc Time/ –3 hours Alaska Time)

Please have the following required

information ready

• Your complete Wells Fargo account number

• Your PIN

• Your wire repetitive number (if applicable)

• The amount of the funds to be transferred

• The currency type for international wire transfers

• Beneﬁciary bank routing instructions

• Beneﬁciary account number, Mexican CLABE #, or

International Bank Account Number (IBAN)

• Beneﬁciary name and address, including city and country

• Any additional information for the receiving bank or

Beneﬁciary (i.e., invoice numbers, loan payment, etc.)

Wire transfer daily deadlines

Requests received after deadlines will be processed the next

business day.

12:00 p.m. CT* Same-day wires to Mexico in Pesos and wires to

Canada in Canadian Dollars

3:00 p.m. CT* Tax payments

3:00 p.m. CT* Outgoing international wire transfers from a

consumer account

4:30 p.m. CT* Outgoing domestic and international wire transfers

and outgoing drawdowns

5:00 p.m. CT* Bank settlement transfers (correspondent banks only)

5:30 p.m. CT* Incoming wires

7:00 p.m. CT* Same-day wire transfers between two

Wells Fargo accounts

* (Central Time = +1 hour for Eastern Time/ –1 hour Mountain Time/

–2hours Paciﬁc Time/ –3 hours Alaska Time)

Routing instructions for incoming wire transfers

Wells Fargo can receive incoming wires in both U.S. dollars

and foreign currency.

For receiving wire transfers in U.S. dollars

To avoid processing delays, please use the following routing

instructions for incoming wire transfers:

For Domestic Wires Wire Routing Transit Number

(RTN/ABA) 121000248

For International SWIFT/BIC code WFBIUS6S

Bank name Wells Fargo Bank, N.A.

Bank address, 420 Montgomery

city & state San Francisco, CA 94104

(regardless of where your account is located)

BNF/Field 4200 Your complete Wells Fargo account number

Beneﬁciary acct. # including leading zeros

Beneﬁciary The name and address of your account as it

account name appears on your statement

and address

CHIPS Participant 0407

For receiving wires in foreign currency

To obtain routing instructions for incoming wire transfers

in foreign currency, contact the International Connections

team at 1-877-593-2468 or visit:

www.wellsfargo.com/incominginternationalwireguide

If you have any questions regarding your wire service,

please call your Wells Fargo representative or the number

listed on your statement.

Page 1 of 2

Reduce the possibility of delays, additional fees,

or loss of principal on outgoing wires

• Be sure to provide complete Beneﬁciary Information

including name, address and account number. (city and

country are required for international wires).

• Be sure to provide complete Beneﬁciary Bank information

including name, branch name, address, city, state, country,

and ABA/RTN or SWIFT/BIC Code.

• For international wires be sure to include the International

Routing Code (IRC) and International Bank Account

Number (IBAN) for countries that require it.

• For international wires to Mexican banks be sure to include

the CLABE account number in the Beneﬁciary instructions

to ensure correct payment.

• If you are unsure of the Beneﬁciary information, please contact

the recipient (Beneﬁciary) for complete routing instructions.

• When initiating Same-Day Canadian Dollar and Mexican

Peso wires prior to the daily deadline of 12:00 p.m. CT,

please be sure to indicate it is a same-day wire transfer.

Information for international wires

1. SWIFT Bank Identiﬁer Code (SWIFT/BIC). The 8 or 11

character SWIFT/BIC is a unique series of alpha numeric

characters that help to identify a speciﬁc ﬁnancial institution.

The SWIFT/BIC should be obtained from the Beneﬁciary.

To ensure timely delivery please be sure that international

outgoing wires include the SWIFT/BIC where applicable.

2. International Routing Code (IRC): Some countries

throughout the international banking community have

created international routing codes, which are used in

combination with the SWIFT/BIC to aid in routing the

payment through a main oce to a branch. Each country

has a speciﬁc name for their routing code (i.e., Sort Code

in the United Kingdom, Canadian Payments Association

Routing Numbers in Canada). Your Beneﬁciary must

provide the international routing code to facilitate receipt

of an international payment. Sending a wire without the

IRC number can delay the wire, or the receiving bank may

return the wire when this number is not included in the

payment instructions, and additional fees may be assessed.

3. Indian Financial Services Code (IFSC): Every Indian bank

has a unique eleven (11) character alpha - numeric code

identifying the bank branch to receive the wire transfer.

To ensure timely delivery, please be sure that international

outgoing wires include the IFSC where applicable.

4. International Bank Account Number (IBAN): The IBAN

varies by country/institution. Warning! Only the bank

servicing an account can provide the correct IBAN of that

account and must be obtained from the Beneﬁciary of the

wire. Sending a wire to a participating country without the

IBAN can delay the wire, or the receiving bank may return

the wire when the IBAN is not included in the payment

instructions, and additional fees may be assessed.

Participating Countries that require an IBAN:

5. Mexico CLABE Account Number: In addition to the

SWIFT/BIC Mexican banks now require an 18 digit CLABE

account number be added to the Beneﬁciary instructions

to ensure payment. The CLABE number is required on all

Mexican Peso (MXN) and USD payments sent to Mexico.

The CLABE account number must be obtained from the

Beneﬁciary. If the Beneﬁciary does not have the CLABE

account number, please have the Beneﬁciary contact their

bank. Wells Fargo does not provide or calculate the CLABE.

Sending a wire without a CLABE account number can delay

the wire, or the receiving bank may return the wire if the

CLABE is not included in the payment instructions, and

additional fees may be assessed.

6. Wells Fargo recommends that if you do not have a

SWIFT/BIC, IBAN, IFSC code, IRC, or Mexican CLABE

number, that you contact the beneﬁciary of the wire. If

the Beneﬁciary does not have the needed information,

please have the Beneﬁciary contact their bank to obtain

the appropriate information. Sending International wires

without the required information can cause the wire to

be delayed, returned, or assessed additional fees. For

International outgoing wires only: When sending in foreign

currency, please ensure the Beneﬁciary’s account accepts

the designated foreign currency. International foreign

currency wires are generally less expensive to send as

compared with International USD wires (the Wells Fargo

wire fee is always less when the wire is sent in foreign

currency and Wells Fargo does not charge a converting fee;

we also oer competitive exchange rates.) For International

wires in foreign currency that are equal to or over $100,000

U.S. equivalent, please call your local Foreign Exchange

Specialist at 800-786-5593, to obtain a contract number.

7. Purpose of payment (i.e., family remittance, personal

remittance, salary remittance, export remittance (in

settlement of an export), etc.) is required for wire transfers

to several countries. Please check with your beneﬁciary

to determine purpose of payment requirements for the

country you are sending your wire to.

Albania

Andorra

Austria

Azerbaijan

(Republic of)

Bahrain

Belgium

Bosnia and

Herzegovina

Brazil

Bulgaria

Channel Islands

Costa Rica

Croatia

Cyprus

Czech Republic

Denmark

Dominican

Republic

Estonia

Faroe Islands

Finland

France

French Guiana

French Polynesia

French Southern

Territories

Georgia

Germany

Gibraltar

Greece

Greenland

Guadeloupe

Guatemala

Hungary

Iceland

Ireland

(Republic of)

Isle of Man

Israel

Italy

Jordan

Kazakhstan

Republic of Kosovo

Kuwait

Latvia

Lebanon

Liechtenstein

Lithuania

Luxembourg

Macedonia

Malta

Martinique

Mauritania

Mauritius

Mayotte

Moldova

(Republic of)

Monaco

Montenegro

Netherlands

New Caledonia

Norway

Pakistan

Palestine

(State of)

Poland

Portugal

Qatar

Reunion Island

Romania

Saint Barthelemy

Saint Lucia

Saint Martin

Saint Pierre et

Miquelon

San Marino

Saudi Arabia

Serbia

Slovak Republic

Slovenia

Spain

Sweden

Switzerland

Timor-Leste

Tunisia

Turkey

United Arab

Emirates

United Kingdom

Virgin Islands,

British

Wallis and

Futuna Islands