3rd Quarter
Fall 2023
DIVIDEND CORNER
Dividends Effective
AUGUST 2023
Share/Savings…..…...………0.400% APY*
Share Draft/Checking….0.250% APY*
Christmas Club……...…..0.400% APY*
IRA Share/Savings……....0.400% APY*
Share Certificates of Deposit:*
6 month………………….0.950% APY*
1
year-SPECIAL….....4.591% APY*
2 year……………..…......1.362% APY*
3 year……….…….……..1.458% APY*
4 year………..……...…...1.709% APY*
5 year………...…...........1.972% APY*
*Rates are subject to change. Rates are
expressed as Annual Percentage Yield
(APY) For Information on Savings, Fees
or Terms applicable to advertised
accounts, call the Credit Union
Office. Minimum $500.00 to open,
compounded monthly.
2023/2024 NON-BUSINESS DAYS
MLK
January 16
PRESIDENT’S DAY
February 20
MEMORIAL DAY
May 29
JUNETEENTH
June 19
INDEPENDENCE DAY
July 4
LABOR DAY
September 4
VETERANS DAY
November 10
THANKSGIVING DAY
November 23 & 24
CHRISTMAS DAY
December 25
NEW YEARS DAY
January 1, 2024
NOMINATING COMMITTEE FOR 2024
ANNUAL MEETING OF MEMBERS
The Nominating Committee for the 2024
elections is as follows:
David Stovall, Maintenance Manager, GMF
Patricia Randall, Rural Letter Carrier-Retired
Angela Moudy, GMF
ELECTIONS WILL BE HELD FOR Two (2) DIRECTOR
POSITIONS. Nominations may be submitted
directly to any member of the Nominating
Committee. Sealed nominations will be
accepted at the credit union office and
turned over to the chairperson of the
nominating committee. DEADLINE FOR SUB-
MITTING NOMINATIONS TO THE COMMITTEE IS
NOVEMBER 16, 2023 BY 4:00 PM. Please speak
with your nominee to assure that he/she is
willing to serve if elected before submitting.
Only credit union members are allowed to
nominate.
ANNUAL MEMBERSHIP MEETING
Join us MARCH 4, 2024 for the 89th
ANNUAL MEETING OF MEMBERS. There will be
FELLOWSHIP, FOOD AND DOOR PRIZE
DRAWINGS. Mark your calendars! This is
an event you don’t want to miss. Location
and time to be an-nounced at a later
date. We hope to see you there.
THE EAGLE
A Publication of Eagle Express Federal Credit Union
LOAN RATES
(Per Credit Category)
Vehicles….………….as Low as 5.25% APR* to 15.75% APR
Line of Credit/Signature……......11.50% APR to 18.0% APR
SHARE SECURED VISA……………..……….....4.25% APR
*See www.eagleexpressfcu.com for full list of current rates and specials.
All rates are based on Equifax beacon score
All rates are based on credit category and loan term.
All rates are expressed as Annual Percentage Rate (APR)
All rates are subject to change without prior notice.
One 0.50% APR discount will be given for one of the following items when applying
for an auto loan:
• An existing active checking account.
• An existing active Visa account.
• When applying online (through Eagle Express Web)
**4.50% APR FLOOR RATE.**
DISCOUNTS ONLY APPLY TO AUTO LOANS
75 Years of
International
Credit Union Day®
On October 19, 2023, Eagle Express FCU will
join over 56,000 credit unions around the
world to celebrate International Credit Union
(ICU) Day®. This year marks the 75
th
anniversary
of International Credit Union Day®
ICU Day highlights the many ways that credit
unions across the world help members work
towards achieving their financial goals.
Credit unions were built on the principle of
“people helping people.” We’ve seen that
philosophy in action for more than 100 years,
with credit unions providing access to
affordable financial products and striving
to meet the needs of underserved commu-
nities. Eagle Express FCU is honored to be a
part of this proud tradition.
Eagle Express FCU invites both members and
nonmembers to visit our office at 567 S State
St. Jackson, MS and help us celebrate ICU
Day (light refreshments provided) and celebrate
this day.
***VEHICLE LOAN RATE SPECIAL EFFECTIVE 6.21.2023
**NEW AND USED UP TO 72 MONTHS: A B C D
*NO DISCOUNTS ALLOWED 5.49% 7.49% 9.49% 11.49%
MEMBER SERVICES
• Share Account (Savings)
• Share Certificate
• IRA
Traditional
Roth
Educational
• Christmas Club
• Share Draft (Checking)
EMV Visa Debit Card
CardHub
• Loans:
Vehicles
Debt Protection
Guaranteed Asset
Protection (GAP)
Mechanical Breakdown
Protection (MBP)
Share Secured
Signature/Line of Credit
Real Estate
Home Equity
EMV Visa Credit Card
Tokenization Debit Card
Tokenization Credit Card
• Eagle Express Web
E-statements
Mobile/Deposits
Text Alerts
Bill Payment
Zelle
Account Transfers
Loan Application
• Email Receipts
• Online check ordering
• Notary Service
• Cashier’s Checks
• Safe Deposit Boxes
• Direct Deposit/Payroll
Deduction
• Shared Branch Services
• TruStage Insurance Products
• Member Financial Services
BOARD OF DIRECTORS
Jim Hankins, Chairman
Steve Vernamonti, Vice Chairman
LeVinso Collins, Sec./Treasurer
Jay Graham
Judy Presley
Willie Liddell, Jr.
Danny Williams
CREDIT UNION STAFF
Katie Nelson, President/CEO
Joey Minton, EVP/CFO
Valerie Linson, VP Operations
Tammy Henderson, VP Lending
Jamelle Wells, AVP Member Services
Kim Godziszewski
Jessica Barrett
Elantra Dean
Charlotte Everett
Beatrice Cooks
Lauren McHan
Michelle Flowers
NOTICE: The Credit Union news-
letter is an official publication of Eagle
Express Federal Credit Union. This
newsletter serves as an official notice
to the Credit Union membership of
all matters contained within.
EAGLE EXPRESS
FEDERAL C.U.
P. O. Box 567
Jackson, MS 39205-0567
Physical Address: 567 S. State St.
Jackson, MS 39201
Telephone: 601-355-6363
TEXT: 601-355-6363
MS WATS: 1-800-698-7570
Eagle Express Teller: 1-800-508-9674
FAX: 601-355-2567
Red Flags
When you’re contacted by someone—
even if it’s someone you think you can
trust— it’s wise to check for some common
red flags.
• Pressure to act quickly.
• Requesting money, particularly in unusual ways.
• Asking for sensitive information.
do your research, and get an outside opinion from someone you trust. Remember that scammers are trying
to manipulate you, so be wary of sending anyone money, even if the person asking is someone you know.
Common Scams
Scammers are constantly updating their tactics, but here are a few of the most common scams targeting
seniors:
Medicare Scams, Grandparent Scams, Debt Collector or IRS Scams, Romantic Scams, Lottery or Prize
Scams, Tech Support or Antivirus Scams, Investment Scams.
To learn more about common scams, ways to avoid them, and what to do if you encounter one, read
this article about recognizing and avoiding scams or visit FTC.gov.
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who
can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial
or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content
was prepared, we are unable to guarantee that it remains accurate today.
Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any
particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse
of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information
provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.
If you encounter a situation that seems odd
but doesn’t raise one of these red flags, trust
your gut! Hang up, don’t reply, do your research,
2023 Scholarship Recipients
Nick Thornton is the son of Brad and Angie Thornton of Pearl, MS. He is entering his sophomore
year at Mississippi Gulf Coast Community College in Perkinston. He is a member of the
MGCCC Bulldog baseball team and is majoring in Mechanical Engineer. While at
MGCCC, Nick is a member of Phi Theta Kappa and made the Vice President’s List for the
fall and spring semesters of his freshman year. As a student athlete, Nick made the Academic
All-MACC team and the NJCAA All-American third team member for his academics. Nick
spent his summer playing baseball for the 2023 Southeast Collegiate League.
Josiah Tompkins is the son of Vincent and Monica Tompkins of Lula, MS. Josiah He will be
attending Mississippi College where he will continue his studies in Physical Education
(Kineseology). He is transferring from Coahoma Community College. His career goal is to
be and physical education teacher and head high school football/baseball coach. His
goal as a coach is to inspire young men to become exceptional student-athletes and
productive citizens who will make a difference in their communities.
Congratulations Nick and Josiah. Keep striving for EXCELLENCE!
Scammers target seniors more aggressively than
any other group. Recognizing the most common
scams helps prevent your money and personal
information from getting stolen.
Service Spotlight: EXPRESSPAY
Make a Payment
We’re making things easier! Make a payment to your Eagle Express FCU loans from any
external account; as easy as a text message or online, through our website or online
and mobile banking.
What you should know:
• You will receive a text message informing you of
the amount due on your loan. You will be able to
review your payment options or you will be able to
opt out of our text message service by texting
“STOP”.
• The link will take you to a portal where you will be
asked to verify your account with your account
number and date of birth.
When you verify your account for the first time, you will have to setup the following:
4-digit pin:
Once you have entered your account number and date of birth, it will prompt you to create a
4-digit pin. Store this information in a secure place as you will need this pin number to verify
future payments.
Preferred method of payment:
To make a payment you will have to add your preferred form of payment in the portal. You can
do this by selecting ADD NEW DEBIT CARD or ADD NEW BANK ACCOUNT which will prompt a
secure website for you to input your information. If done correctly, there will be a message
stating ‘Payment Method Success’ and you will be redirected to the payment portal. Once your
account has been successfully verified, you will be directed to the payment portal where you’ll
be able to see all of your loans and will also be able to select your preferred payment method.
Member Benefits:
The transaction fee is only $4.99. $10 if done via phone with a staff member
Encrypted information guarantees your information is secure
Convenient ways to pay from an external account: text, website, online/mobile banking
Payments accepted from checking accounts, savings accounts and credit cards
Frequently Asked Questions
Can I make a payment on my loans through my online and mobile banking account? Log in to
your online and mobile account using your smartphone, tablet or desktop and select ‘Make a
Payment’ from the menu bar. This will take you to the payment portal where you will have to
verify your account.
If I opt out of receiving text messages, will I still be able to pay my loans online? Yes, you will
have to access the payment portal through our website or online and mobile banking. However, you
will not receive any text notifications regarding payment reminders and will not be able to
make a payment via text message.
THESE ARE MEMBER OWNED BUSINESSES:
Readers’ Comments are welcome. Write to NEWSLETTER, P. O. Box 567, Jackson, MS 39205-0567
1STAR ACCOUNTING@CONSULTING, LLC
Lynette Suttlar, Accountant
Ph: 601-503-6610
A LIL OF EVERYTHING
Home of all your Sporting Merchandise
601-366-1063
Leave Message
A VARIETY BY ROSIE
Rosie Harvey, Avon Representative
601-506-1487
ACG NATURAL RESOURCES
CONSULTANTS, LLC
Alvin Willey, Consultant
601-854-8742 / 601-278-4748
BILBREW PAINTING
Corey Bilbrew, Owner
601-941-3199
BILBREW REALTY, INC.
Robert A. Bilbrew, Sr., Sales/Marketing Manager
Cell: 601-559-7130
Office/Fax: 601-859-5095
CHANGING SKIN/CHANGING LIVES
Rodan + Fields Dermatology
Kathy Horne, Consultant
PH: 601-946-5977
COUNTRY HAVEN
Massage Therapy
Kellye P. Bullock, LMT, MBMT #81
2043 Henry Rd., Crystal Springs, MS 39059
601-946-5675
CREATIVE DESIGNS
All Occasions
Hilda Bennett, Designer
bennetthilda@bellsouth.net
601-896-2641
WILL J. DAVIS ABOC
Certified Optician - Odoms Eyecare
601-977-0272
ENVISION EYE CARE
1625 Simpson Hwy 49, Magee, MS 39111
601-849-2822
ENVISION EYE CARE
Tonyatta Hairston
3139 North State Street, Jackson, MS 39216
601-987-3937
FIVE STAR EXTERMINATING
Sheldon Robinson, Owner/Exterminator
Phone: 601-259-1241
fivestarexterm[email protected]
GLENN’S TREE SERVICE
Complete Lawn Service
601-672-8611
HOW DO YOU WANT IT REMODELING
James Johnson, Owner
601-238-5349
LEFLORE WASH & GO
Kendall Leflore, Owner
107 Allenwood Drive
Carthage, MS 39051
769-274-9887 • 601-267-3796
M. L. JOHNSON & ASSOCIATES, LLC
Mae Johnson, Realtor
Broker/Owner
Office: 601-898-1138 • Cell: 601-720-1138
mljohnsonrealtor@comcast.net
MARY KAY COSMETICS
ALLENA PRICE
Independent Beauty Consultant
www. marykay.com/aprice13
601-459-0978
MOBILITY PLUS
Larry Sanders, Consultant
Ph: 601-502-3555
larry.sanders@mobilityplus.com
PROJECT AHEAD>>
Americans helping educate
Americans with disabilities
Founder/CED, Bulus E. LeFlore, Jr.
Home: 601-267-9965 / Cell: 601-506-8963
RAINBOW
A J Shields, Group Sales Director
Ph: 601.936.5869 Cell: 601.506.3216
RENE’ VARNADO
Life Alignment Strategist
P. O. Box 1967, Florence, MS 39073
WWW.INFONIX.CC
769-226-3277
SANFORD FINANCIAL SERVICES
James & Hazel Sanford
4500 I-55 N, Suite 214, Jackson, MS 39211
601-953-8259
SOUTHERN SEASONED BREADING MIX
Lisa Donald, Owner
601-720-1527
SWEET POTATO SWEETS
P. O. Box 325, Vardaman, MS 38878
Ph: 662-682-9647 / Fax: 662-682-9450
www.sweetpotatosweets.com
THE ANIMALL KINGDOM
Kenny Staten, Owner
Poshmark.com/closet/ksweep10
850-207-4191
TJ MAC ENTERPRISES
213 Depot St., Woodville, MS 39669
601-888-1838 or 225-324-0282
tjmacenterprises09@gmail.com
TRIPS-N-TOURS TRAVEL, LLC
Customized and/or Personalized Travels
Princets L. Cotton, Travel Specialist 601-366-1063
Anthony Puckett, Travel Consultant 601-594-3317
TRUE VIEW COMPANY, PLLC
Erin Payton
Vending Machine Operator
769-229-8203
VAN “GLORIOUS” WILLIAMS
Executive Sales
Herrin-Gear Autoplex
601-566-5784
WHITE’S SECURITY
Dorothy White, Vice President
601-982-9684 or 601-955-8104
