2022 Trinity Health Summary of Benefits

2022 Trinity Health

Summary of Benefits

Saint Alphonsus Health System

Health & Well-being Benefits

Full-time and part-time benefits-eligible colleagues

; coverage effective date of hire

Benefit

Who Pays

Provisions

Medical

Trinity Health +

Colleague,

(pre-tax)

Participation in one of the following plans is offered:

• Traditional Plan

• Health Savings Plan

• Essential Plan

Each year, medically enrolled colleagues and spouses/eligible adult dependents have

an opportunity to earn an incentive to retain the lower per pay cost for medical

coverage by completing and tracking healthy-living and well-being activities. New hires

with a benefits effective date after Jan 1 pay lowest per pay period cost throughout

their first plan year.

Health Savings

Account (HSA)

Trinity Health +

Colleague

(pre-tax)

Pre-tax salary deductions to reimburse for qualified medical expenses up to 2022 IRS

limits of $3,650* for single coverage and $7,300* for family coverage (limits include

both colleague and employer contributions). Colleagues age 55 and over can

contribute an additional catch-up contribution of $1,000. Unused funds roll over year

after year.

Trinity Health will also make an annual contribution of $650 for single coverage and

$1300 for family coverage, prorated based on start date. Eligibility for the HSA is

dependent upon enrollment in the Health Savings Plan.

Health Reimbursement

Account (HRA)

Trinity Health

Essential Assist Plan and HRA component available based on household income and

family size. For colleagues eligible for and enrolled in the Essential Assist Plan, Trinity

Health will fund a Health Reimbursement Account (HRA) providing first dollar coverage

at point of service. Individual coverage $1,000; family coverage $2,000. Eligibility for

the HRA is dependent upon enrollment in the Essential Assist Plan.

Dental

Trinity Health +

Colleague

(pre-tax)

Participation in one of the following plans is offered:

• High Plan

• Standard Plan

Vision

Colleague

(pre-tax)

Participation in one of the following plans is offered:

• High Plan

• Standard Plan

Health Care Flexible

Spending Account (HC FSA)

Colleague

(pre-tax)

Pre-tax salary deductions to reimburse for qualified medical expenses. Colleague may

elect to contribute pre-tax dollars each pay period up to a maximum of $2,750 annually.

Dependent Care Flexible

Spending Account (DC FSA)

Colleague

(pre-tax)

Pre-tax salary deductions for dependent care expense reimbursement. Annual

maximum of $5,000.

Basic Group Term Life and

Accidental Death and

Dismemberment (AD&D)

Trinity Health

Basic group term life insurance coverage equal to 1x base annual salary, subject to

plan maximums; AD&D insurance coverage equal to 1x base annual salary, subject to

plan maximums.

Supplemental Life,

Supplemental AD&D;

Spouse and Dependent Life

Colleague

(after tax)

Colleague may elect to purchase additional group term life insurance up to 8x base

annual salary, subject to plan maximums and evidence of insurability requirements.

Colleague may also purchase additional AD&D insurance up to 8x base annual salary,

subject to plan maximums and evidence of insurability requirements. Colleague may

also elect to purchase the following coverage for spouse and child(ren), subject to

policy limits and requirements:

• Spouse life: $10,000, $20,000, $50,000, $80,000 or $100,000.

• Child(ren) life: $5,000, $10,000 or $20,000

Travel and Accident

Insurance

Trinity Health

Coverage provided for certain losses (e.g., loss of life, limb or sight) while traveling on

Trinity Health business up to policy limits.

Regular full-time and regular part-time employment status is determined in accordance with Human Resources Operating Policy No. 140 (Definition of Employment Classifications).

Time Away From Work Benefits

Full-time and part-time benefits-eligible colleagues

; all employer-paid benefits; coverage is effective date of hire.

Benefit

Provisions

Short-Term Disability (STD)

Non-Management Colleagues: Employer paid STD provides up to 60% of pre-disability earnings for an

approved leave of absence exceeding seven (7) consecutive calendar days, with a maximum benefit of

26 weeks from date of disability in accordance with the plan.

Management Colleagues and Physicians: Employer paid STD provides 100% of pre-disability earnings

for an approved leave of absence from date of disability, with a maximum benefit of 26 weeks from date

of disability in accordance with the plan. Salary continuation is generally used for a colleague’s own

incidental illness or disability of less than seven (7) calendar days in duration. Colleague will receive

100% of base pay and this time is not deducted from their PTO bank.

Long-Term Disability (LTD)

Non-Management Colleagues: Employer paid LTD provides up to 60% of pre-disability earnings for an

approved leave of absence up to a monthly maximum of $10,000. Voluntary buy-up of 66 2/3% of base

pay available. Benefit pays upon the greater of exhaustion of STD or 180 consecutive calendar days of

disability in accordance with the plan.

Management Colleagues and Physicians: Employer paid LTD provides up to 70% of pre-disability

earnings for an approved leave of absence up to a monthly maximum of $15,000.

Paid Time Off (PTO)

Non-Management Colleagues (used for personal, vacation, sick, holiday)

Colleagues earn PTO based on the length of service with the Trinity Health System and hours paid during

each pay period. Subject to PTO bank maximums. Colleagues who accrue time off may elect to cash out

up to 80 hours per year, if eligible. PTO is accrued according to the following schedule below:

Service Requirement

Per Hour Accrual

Annual Max Accrual

Less than 1 year

0.0962 hours

200 hours

1 – 4 years

0.1077 hours

224 hours

5 – 9 years

0.1192 hours

248 hours

10 – 14 years

0.1308 hours

272 hours

15+ years

0.1423 hours

296 hours

Management Colleagues and Physicians (used for personal, vacation)

Management colleagues and physicians receive drop-in time (front-loaded in hours) based on Full-time

Equivalent (FTE) status (pro-rated for new hires or newly eligible). Colleagues who receive drop-in PTO

are not eligible for PTO cash-out or donation. Maximum carryover into the next plan year is limited to 40

hours. Any unused time beyond 40 hours will be lost.

Management colleagues with less than six years of service receive 176 hours annually and after six

years, receive 216 hours annually. Physicians receive 216 hours annually.

Holidays

Non-Management Colleagues: Six (6) observed holidays per year: New Year’s Day, Memorial Day,

Fourth of July, Labor Day, Thanksgiving, and Christmas. For colleagues who accrue time, the holiday

benefit is built into PTO accrual and available PTO must be used for holiday time off.

Management Colleagues and Physicians: Seven (7) paid holidays per year: New Year’s Day,

Memorial Day, Fourth of July, Labor Day, Thanksgiving, Christmas and one “Float Holiday.” The Float

Holiday must be used by the end of the last pay period each year or will be forfeited. Specific state laws

may apply.

Bereavement Pay

Up to three (3) days for bereavement following the death of an immediate family member or a parent’s

loss of a pregnancy.

Jury Duty Pay

Base salary paid for time away from work to serve when summoned to jury duty.

Witness Duty Pay

Base salary paid to testify as a witness at the request of Trinity Health Corporation or one of its ministries

or subsidiaries unless paid as an expert witness.

403(b) or 401(k) Retirement Savings Plan

The investment of all contributions to the 403(b) or 401(k) Plan is participant-directed among the investment options offered under

the 403(b) or 401(k) Plan.

Benefit

Who Pays

Provisions

Employer Core

Contribution

Trinity Health

Trinity Health will make a “core” contribution to an eligible colleague’s 403(b)

Plan account for a plan/calendar year equal to the greater of 3% of the

colleague’s eligible pay or a minimum core contribution amount. The minimum

core contribution is $1,400 if the colleague is credited with at least 1,800 hours

during a plan/calendar year and is prorated if a colleague is credited with fewer

than 1,800 hours during a plan/calendar year.

An eligible colleague will receive a core contribution for a particular plan/calendar

year only if the colleague is credited with at least 1,000 hours of service during

the year and is employed by Trinity Health or one of its related employers on the

last day of the year. Participants become vested in employer core contributions

after three (3) plan/calendar years in which they are credited with at least 1,000

hours of service.

Colleague

Contributions

Colleague

(pre-tax)

Colleague may elect to make salary deferral contributions up to 75% of eligible

pay (as defined in the 403(b) Plan and subject to the annual limit on

compensation taken into account for purposes of the 403(b) Plan set by the IRS,

which is $305,000 for calendar year 2022); deferral contributions cannot exceed

the annual dollar limit set by the IRS ($20,500 for 2022) plus, if the colleague is

at least age 50, an additional “catch-up” contribution up to the limit set by the

IRS ($6,500 for 2022). If a new colleague does not make a deferral election

within 35 days of the later of the date of employment and the date the colleague

is provided the automatic enrollment notice, the colleague will be automatically

enrolled to make deferral contributions of 2% of eligible pay. Participants are

100% vested in salary deferral contributions that they make.

Employer Match

Contribution

Trinity Health

Trinity Health will make an employer matching contribution of 25%, 50% or 75%

of an eligible colleague’s salary deferral contributions up to 6% of eligible pay.

The applicable match percentage is based on the colleague's years of benefit

service.

An eligible colleague will receive an employer matching contribution for a

particular plan/calendar year if the colleague either has budgeted hours of at

least 1,560 for the plan/calendar year or is credited with 1,000 hours of service

during the plan/calendar year. Participants become vested in employer matching

contributions after three (3) plan/calendar years in which they are credited with

at least 1,000 hours of service.

If you meet certain eligibility criteria and your location is a participating employer in one of the nonqualified plans (457(b) or 451), you may also be eligible for

additional savings opportunities.

Maximize Your Retirement Savings

Employer

Core

Employer

Match

Colleague

Contributions

Live Your Whole Life: Well-being Resources

All colleagues and their family members are eligible for the Self-Care Platform, Life Enrichment Program, Student Loan Relief Services

and Colleague Discounts effective date of hire. Regular full-time and part-time benefits-eligible colleagues may participate in the Tuition

Reimbursement Program, Voluntary Benefits and Adoption Assistance Program effective date of hire.

Benefit

Provisions

At Trinity Health, we believe our spiritual, mental, emotional, physical, financial and social well-being can positively affect quality of life,

not only for ourselves, but also for our families and those we serve. Life Your Whole Life is the integrated well-being program for

colleagues and their families; and is comprised of activities, tools and benefits that support us in achieving our unique well-being goals.

Self-Care Platform

connect portal

Confidential, secure access to telephonic health coaching, self-guided video courses, digital

coaching modules, healthcare tracker tools, self-assessments and more!

Life Enrichment Program

Get free, confidential support to assist you with a wide variety of services – from finding solutions

to personal and family issues to supporting you in completing daily life responsibilities. Participate

in virtual support groups, individual counseling sessions or personal life coaching.

Student Loan Relief Services

Colleagues and family members may enroll in the voluntary student loan relief services program

for options to handle student loans. Options may include loan forgiveness, refinancing,

consolidation and lower payments.

Tuition Reimbursement

Reimbursement of tuition and fees in accordance with Tuition Reimbursement Policy. Subject to

annual limits. Union colleagues should refer to the terms of their collective bargaining agreement

for eligibility.

Colleague Discounts

Access to exclusive discounts at many national and local merchants. There are hundreds of deals

available, including discounts on electronics, health & wellness, entertainment, travel and more.

Voluntary Benefits

Benefit options available include:

• Life Insurance

• Critical Illness Insurance

• Cancer Insurance

• Auto/Homeowners Insurance (must be employed for one year to enroll)

• Pet Insurance

• AD&D Insurance

• Identity Theft Insurance

• Group Legal

Adoption Assistance

Reimbursement of eligible expenses up to $4,000 per child (up to $6,000 if the child has special

needs) in accordance with the Adoption Assistance Program Policy.

The information provided in this document is designed to assist you with understanding your benefits. It is only an overview and is not intended

to be a complete description of your benefits or an employment contract. For a complete description of your benefits, refer to the applicable plan

documents, summary plan descriptions, plan highlights and certificates of coverage (for fully insured benefits), as amended from time to time.

The formal plan documents will govern if there are any inconsistencies or inaccuracies between the terms of the plan documents and this

document. The formal plan documents are the only sources upon which you may properly rely to determine your benefits and rights under the

plans and this document is not meant to interpret, extend or change any plan provisions in any way. Some coverages may not be available in all

states.

Any change in the law or regulatory guidance issued thereunder that affects the benefits may necessitate revisions in the plans. Additionally,

Trinity Health retains the right to amend, terminate or otherwise modify the plans and your benefits at any time and for any reason without prior

notification to you, subject to the terms of your employment agreement, if applicable. Each year revised benefit descriptions will be made

available to you, where necessary, to reflect benefits that have been added, deleted or changed. Such revised descriptions will supersede the

descriptions in this document. Individual benefit levels and colleague costs are described in your Personalized Information Packet. You are

encouraged to refer specific tax questions regarding your benefits to your personal tax advisor.