Company Name: UNIQUE INSURANCE COMPANY CoCode: 10655
Group Code: 4717
Private Passenger Auto Liability
Statewide data (Illinois only) as of 3/31/2022 Q1 - 2019 Q2 -2019 Q3 - 2019 Q4 - 2019 Q1 - 2020 Q2 - 2020 Q3 - 2020 Q4 - 2020 Q1 - 2021 Q2 - 2021 Q3 - 2021 Q4 - 2021
(2) All expenses other than loss adjustment expenses, excluding amounts from item 5 below
(3) Net Earned Premium Before Application of any COVID-19 Related Premium Credit/Refund/Dividend $11,369,091 $11,113,876 $10,331,460 $9,771,999 $9,207,728 $8,983,334 $9,771,447 $9,311,033 $8,583,487 $8,654,890 $8,046,274 $7,649,761
(4) The Amount of any COVID-19 Related Premium Credit/Refund/Dividend accounted for as premium $0 $0 $0 $0 $0 $532,645 $900,242 $104,959 $43,679 $14,136 $1,767 -$24
(5) The Amount of any COVID-19 Related Credit/Refund/Dividend accounted for as expense
(6) Net Ultimate Incurred Losses and Defense and Cost Containment Expenses $2,776,598 $4,362,336 $4,666,337 $4,756,049 $5,317,467 $3,860,189 $4,407,472 $5,897,621 $6,334,107 $6,700,527 $6,991,995 $9,566,355
(7) Net Ultimate Adjusting & Other
(8) Ultimate Reported Claim Counts (excluding Claims Closed without Payment) 361 889 1386 1447 1742 1783 1389 1319 1285 1188 798 709
(9) Open Claim Counts 1461 2976 4062 4775 4816 4003 4096 4160 4114 4295 4640 4813
Post-refund combined ratio (6+7+2+5)/(3-4) 24.4% 39.3% 45.2% 48.7% 57.8% 45.7% 49.7% 64.1% 74.2% 77.5% 86.9% 125.1%
Pre-refund combined ratio (6+7+2)/(3) 24.4% 39.3% 45.2% 48.7% 57.8% 43.0% 45.1% 63.3% 73.8% 77.4% 86.9% 125.1%
Claims severity (6)/(8) 7,691 4,907 3,367 3,287 3,053 2,165 3,173 4,471 4,929 5,640 8,762 13,493
Notes:
All data provided in rows (2)-(9) will be considered public.
"Net" refers to net of reinsurance and salvage & subrogation.
Claim counts should be reported net of quota share reinsurance.
Data from row (1) will be made available on an all company weighted average frequency basis. Data will not be publicly released on an individual company basis.